Make the operational picture more concrete.
Explore workflow capacity, model illustrative SECURE 2.0 small-employer credits, and run a sample employee census through a browser-based validation demo. Change assumptions and see results immediately.
These tools provide illustrative estimates only. They do not determine plan eligibility, legal compliance, tax treatment, investment outcomes, or required corrective action.
Open any tool on its own page
Operations ROI estimator
Estimate the annual staff time and labor capacity that could be released if repetitive processing takes less time. Enter your own assumptions; no savings are guaranteed.
Open the full Operations ROI estimator page →Based on the entered volume and time assumptions.
Employer match estimator
Model a simple two-tier match formula. This is a formula illustration, not a determination of your plan's actual matching contribution.
Open the full Employer match estimator page →Illustration assumes compensation is eligible and the entered formula applies.
Contribution reconciliation check
Compare a source-file total with a posted total. Use the result as a simple triage signal; a non-zero variance requires investigation, not an automatic conclusion.
Open the full Contribution reconciliation check page →A variance can have multiple causes; confirm units, timing, file scope, and transaction status.
SECURE 2.0 credit automation demo
Explore a preliminary estimate for the Section 45E startup-cost credit, employer-contribution credit, and Section 45T auto-enrollment credit. Enter the number of employees and contributions that you have already determined may qualify.
Open the full SECURE 2.0 small employer tax credit calculator page →Illustrative only. Confirm all statutory eligibility, wage, aggregation, tax-year, deduction and tax-liability rules with a qualified tax professional.
Eligibility & entry-date checker
Estimate a potential eligibility date and next plan entry date from configurable age, service, and entry-frequency assumptions.
Open the full Eligibility & entry-date checker page →Age is measured from the date of birth; service is approximated as calendar months from hire. Actual plan language, hours-of-service/elapsed-time rules, break-in-service rules, and statutory eligibility restrictions are not modeled.
Preliminary workflow estimate only.
Section 415(c) annual additions checker
Check entered annual additions against a selected plan-year dollar limit and compensation. The default 2026 dollar limit is editable.
Open the full Section 415(c) annual additions limit checker page →Confirm the applicable IRS limit for the selected year and how plan-specific items are counted. This is a preliminary screen, not a correction calculation or legal determination.
Dollar limit and compensation cap applied.
ADP/ACP preliminary test estimator
Enter the average HCE and NHCE percentages from your preliminary data set to screen the ADP and ACP tests.
Open the full ADP/ACP test estimator page →Uses the basic test: the HCE average may not exceed the greater of 1.25× the NHCE average, or the lesser of 2× the NHCE average and the NHCE average plus 2 percentage points. It does not determine which alternative applies, perform participant-level calculations, apply permitted testing methods, or model all statutory exceptions.
Preliminary averages-only screen. Validate with participant-level data and current testing rules.
Run a census through the engine
Upload a synthetic or de-identified CSV to demonstrate intake, validation, basic rule screening, and exception reporting. Processing stays in this browser tab; files are not sent to a server.
Open the full Census validation tool page →Supported headers include employee_id, compensation, age, hours, deferral_pct, employer_contribution, hire_date. Do not upload Social Security numbers, names, addresses, account numbers, or other sensitive personal data. Use “Clear census data” when you finish to remove the displayed results and in-memory demo data.
| Employee ID | Compensation | Age | Hours | Illustrative screen | Validation notes |
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“Pass simple screen” means required fields are present and the entered age/hours thresholds are met. It is not a plan eligibility determination or nondiscrimination test. Actual eligibility depends on plan terms, service periods, long-term part-time rules, entry dates, exclusions and other facts.
Want to test a real workflow?
We can discuss the source data, exception rules, reconciliation evidence, and acceptance criteria a focused TPA pilot would need to prove.
Want to talk through your results?
Share the numbers you modeled and the workflow behind them. We will show how the pilot build handles that work and what a focused pilot could measure.